HALLOWEEN! Spiders & Witches & Goblins, OH MY!

Jack-o-latern

Image via Wikipedia

Halloween can be a fun time for kids and adults alike.  Trick or Treating, Costume Parties,  Bobbing for Apples…..

But along with all this fun, there is the potential for disaster.  Here are some things to consider while celebrating All Hallows Eve:

1)       Check the labels on your kids’ costumes to be sure they are fire proof or at lease fire retardant.

2)      Always have an adult or older sibling accompany young children when they go trick or treating.

3)      Consider applying reflective tape to your childs costume.

4)      Equip your child with a flashlight or other light device.

And of course, there’s all that candy!  While most people enjoy providing treats for the tricksters, there are those devious individuals who do intentional harm.  We’ve all heard the stories of razor blades in apples, alcohol or drugs injected into apples or oranges and of course the poisons added to candy. Your best bet is to advise your child not to eat any of their treats u ntil you have a chance to check them out (good luck with that!).  Better yet, why not host a Halloween party in your home where you have control of what is eaten.  Giving prizes for the best, worst or scariest costumes, bobbing for apples, etc are all sure to keep the kids happy AND SAFE!

And for scarily helpful resources and insurance information, visit our website or get a quote. Happy Halloween from A G Gordon, Inc!

Protect Your Engine from Ethanol Damage

A heavy-duty walk-behind two-stage snow blower.

Image via Wikipedia

 During a recent trip to the “fix it” shop I learned of the probable reason that my lawn mower – as well as my lawn tractor and snow blower— wasn’t properly working.  Although I flirted with the possibility that a poltergeist was haunting all my gas-powered tools, it turns out that changes in fuel composition are to blame. The transition from pure gasoline to a mix of gasoline and ethanol were the culprits that had brought about the unforeseen damage to the engines.  

Ethanol attracts moisture, which rapidly deteriorates fuel.    My “fix it” shop offered the following solution: run the lawn mower/snow blower/etc until it’s almost out of gas or drain the fuel when not in use.  I consulted some articles on the subject that suggested the problems to be more extensive, but I’m going to employ the simple solution above to do the trick.

Maintaining expensive tools even with the simplest of procedures will save you trouble and money in the future.  Insurance doesn’t and shouldn’t cover everything, including a small engine with moisture damage, so I hope this tip acts as your insurance against this problem!

And for a wealth of insurance information and topical resources, visit the A. G. Gordon, Inc. Website.

Beware bungee cords

Bungee cords are used more frequently during the summer months; hiking, camping, boating , car travel, etc.
Bungee cords are also a major cause of eye injuries. My friend suffered an eye injury and lost four teeth last year from a bungee cord that snapped loose. He was merely a spectator at a soccer game!
My optometrist also stated that bungee cords are the #1 cause of eye injuries (not confirmed).
Please be careful for your safety and the safety of others…..Bungee Beware!
Be sure you have enough liability insurance in case a guest hurts themselves at your home. For more information on home liability insurance, visit www.agordon.com.

Swimming Pool rules

A swimming pool can provide a refreshing respite from this summer’s heat, but be aware that it can also be a source of liability.   Be sure to comply with your town’s requirements for securing your pool – fencing, locks, etc.   Just a bit of caution can result in peace of mind, as well as safety for your family and guests.
And whether you have a pool or not, look to Gordon Insurance for being sure you have enough liability coverage in your home insurance in case there’s an accident at your home.

Summer Safety

As an insurance provider, safety constitutes a large part of our day-to-day priorities and concerns, and the arrival of summer brings new considerations along with enjoyable weather and relaxation. When the right information about summer safety falls into people’s hands, our jobs become much easier.

Some of the most pertinent Summer Safety issues include:

Inclement weather- The summer warmth sometimes comes free with a thunderstorm or hurricane
Pool Safety- Get that perfect tan along with a peaceful state of mind
Backup Power- How to handle the nastiest power outages and failures

Fortunately, Narragansett Bay Insurance Company has released some wonderful literature on how to address summer safety issues that might be on your mind this summer.

To read more, click here
And for risk mitigation and insurance solutions, look to www.agordon.com for topical and relevant resources.

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