Do YOU Understand The New Cell Phone Laws?

The era of operating motor vehicles under the influence of electronic distractions has hopefully come to an end following the passage of new legislation, the so-called “Safe Driving Bill”. The Bill was given gubernatorial blessing and signed into law July 2, and is now in effect for all Massachusetts Drivers. Here’s what it means:

For All Drivers:

What this bill means for EVERYONE in the state is simply that texting behind the wheel on any handheld electronic device is against the law. Violators will be subject to hefty fines that increase with each subsequent offense from $100-$250-$500. Texting while driving has also become a primary offense, which allows Law Enforcement Officers to stop any motorist suspected of texting. However, texting while driving is not considered a moving violation and is not subject to an insurance surcharge.

Additionally, under the new law, any driver who acrews three or more surchargeable incidents within a two year period will be required to take a driver retraining and safety course or face the suspension of their license.

New Drivers:

Drivers under 18 cited for using any type of cell phone or mobile electronic device with or without a hands-free feature will be subject to a $100 fine and a 60-day suspension of their driver’s license. Offenders will also have to complete a driver attitudinal retraining course before their license is reinstated.

Elderly Drivers:

The MassDOT Registry of Motor Vehicles will also require any driver age 75 or older to renew their license in person at an RMV branch or office location and undergo a vision test every five years. The division will also develop standards to help law enforcement, health care providers and families better assess a driver’s ability to handle a vehicle safely.

 

It’s never convenient to completely disconnect from the communicating world when on the road, but this legislation represents Massachusetts taking a step towards safer driving in a state that already bears a reputation for aggressive and antagonistic drivers. The legislation will ultimately serve to make the roads safer for all of us. As an insurance company, our job becomes significantly easier when drivers exercise good habits, and we strongly encourage all to follow the new legislation, even before its activation in October.

And for insurance and risk management solutions coupled with topical and relevant insurance information, visit us at our homepage.

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About Geoff Gordon
Geoffrey Gordon, CFP(r), CIC, CRM joined the agency in 1982, after working in sales for a national carrier and then for a Massachusetts life insurance agency. Geoff earned his CERTIFIED FINANCIAL PLANNER (TM) certification in 1985, his Certified Insurance Counselor (CIC) designation in 1994, and completed his Certified Risk Manager (CRM) designation in 2004. Geoff has been president and owner of the agency since 1987, and devotes most of his time to assisting new and existing commercial accounts in reducing the cost of risk. As a small business owner facing many of the same challenges most of our commercial clients face, Geoff appreciates and understands how managing risk can deliver bottom line results.

One Response to Do YOU Understand The New Cell Phone Laws?

  1. Pingback: Insurance Haikus « Agordonins's Blog

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